CFM Financial Consulting Inc. Start a Conversation

CFM Financial Consulting Inc.

Capital. Transactions. Growth.

Strategic financing and transaction advisory for business owners, entrepreneurs, real estate investors and sophisticated private clients.

CFM helps clients access capital, finance acquisitions and commercial real estate, execute business transactions and navigate complex financing situations.

Commercial office towers rising above a downtown financial district

Capital and transaction advice built around the objective.

CFM approaches each engagement by first understanding what the client is trying to accomplish, then determining the appropriate financing or transaction strategy and helping execute it.

Boardroom table and seating in a corporate executive office

Commercial Real Estate Finance

Financing for acquisitions, construction and development, refinancing, bridge situations, multi-residential properties and other complex commercial real estate requirements.

Explore Commercial Real Estate Finance →

Business & Acquisition Financing

Debt and equity financing for acquisitions, expansion, recapitalizations, shareholder buyouts, refinancing and other significant growth objectives.

Explore Business Financing →

M&A & Transaction Advisory

Advice and execution support for owners considering a sale, succession or strategic transaction, and for buyers pursuing acquisitions.

Explore M&A Advisory →

Private Client

Sophisticated financing and structuring solutions for business owners, physicians, self-employed individuals, real estate investors and high-net-worth clients.

Explore Private Client →

Strategic advice. Senior attention. Entrepreneurial execution.

Complex transactions rarely fit neatly into a single financial product. CFM combines financial expertise, transaction experience and an entrepreneurial perspective to help clients evaluate their options, structure an appropriate strategy and move toward execution.

Senior-Level Attention

Clients work directly with experienced professionals rather than through layers of junior staff.

Business-First Thinking

The starting point is the business or transaction objective, not a predetermined financial product.

Independent Perspective

CFM evaluates alternatives based on the client's circumstances rather than the appetite of any single financial institution.

Entrepreneurial Experience

Perspective informed by both advising businesses and building, financing, operating and governing them.

Selected Experience

Experience across M&A, capital raising, strategic financing, commercial real estate and business growth.

Calabogie Lodges

M&A Advisory | Business Sale

Multi-million-dollar business sale.

MultiDrain → CWW

M&A Advisory | Strategic Acquisition

Multi-million-dollar strategic transaction.

The Best You

Strategic Financing & Growth

C$5 million private-equity term sheet, strategic investment and growth of a multi-location business.

Coco Pool Corp.

Capital Markets

IPO capital raise and completed Qualifying Transaction with Viridian Metals.

Commercial Real Estate

Commercial Finance

Multi-million-dollar construction, multi-unit, owner-occupied and take-out financing.

Business Financing

Debt Financing

Financing for acquisitions, growth, equipment and working capital.

Sebastien Charles, CPA, MBA, Founder and Managing Director of CFM Financial Consulting Inc.

Experienced advice from someone who understands both sides of the table.

Sebastien Charles, CPA, MBA

Founder & Managing Director

Sebastien brings more than 30 years of experience spanning entrepreneurship, corporate finance, M&A, capital raising, commercial financing, executive leadership and corporate governance.

His career has included roles as founder, CEO, COO, CFO, President, advisor and director, providing a perspective shaped by both advising businesses and operating them. He has worked with entrepreneurs, executives, boards, lenders and investors on financings, acquisitions, business sales, capital raising and growth initiatives.

A resource for your clients when the situation becomes complex.

CFM works alongside accountants, lawyers, bankers, commercial real estate professionals and other trusted advisors when clients face significant financing, acquisition, succession or transaction decisions.

You don't need to determine the financing product or transaction structure before making an introduction.

Bring us the situation. We'll help determine the appropriate path.

  • Accountants
  • Lawyers
  • Bankers
  • Commercial Real Estate Professionals

Let's discuss what you're trying to accomplish.

Whether you're financing a business or commercial property, considering an acquisition or sale, raising capital or navigating a complex financial situation, the first step is understanding the objective.

Confidential inquiries welcome.