Commercial Real Estate Finance
Financing for acquisitions, construction and development, refinancing, bridge situations, multi-residential properties and other complex commercial real estate requirements.
Explore Commercial Real Estate Finance →CFM Financial Consulting Inc.
Strategic financing and transaction advisory for business owners, entrepreneurs, real estate investors and sophisticated private clients.
CFM helps clients access capital, finance acquisitions and commercial real estate, execute business transactions and navigate complex financing situations.
CFM approaches each engagement by first understanding what the client is trying to accomplish, then determining the appropriate financing or transaction strategy and helping execute it.
Financing for acquisitions, construction and development, refinancing, bridge situations, multi-residential properties and other complex commercial real estate requirements.
Explore Commercial Real Estate Finance →Debt and equity financing for acquisitions, expansion, recapitalizations, shareholder buyouts, refinancing and other significant growth objectives.
Explore Business Financing →Advice and execution support for owners considering a sale, succession or strategic transaction, and for buyers pursuing acquisitions.
Explore M&A Advisory →Sophisticated financing and structuring solutions for business owners, physicians, self-employed individuals, real estate investors and high-net-worth clients.
Explore Private Client →Complex transactions rarely fit neatly into a single financial product. CFM combines financial expertise, transaction experience and an entrepreneurial perspective to help clients evaluate their options, structure an appropriate strategy and move toward execution.
Clients work directly with experienced professionals rather than through layers of junior staff.
The starting point is the business or transaction objective, not a predetermined financial product.
CFM evaluates alternatives based on the client's circumstances rather than the appetite of any single financial institution.
Perspective informed by both advising businesses and building, financing, operating and governing them.
Experience across M&A, capital raising, strategic financing, commercial real estate and business growth.
M&A Advisory | Business Sale
Multi-million-dollar business sale.
M&A Advisory | Strategic Acquisition
Multi-million-dollar strategic transaction.
Strategic Financing & Growth
C$5 million private-equity term sheet, strategic investment and growth of a multi-location business.
Capital Markets
IPO capital raise and completed Qualifying Transaction with Viridian Metals.
Commercial Finance
Multi-million-dollar construction, multi-unit, owner-occupied and take-out financing.
Debt Financing
Financing for acquisitions, growth, equipment and working capital.
Sebastien Charles, CPA, MBA
Founder & Managing Director
Sebastien brings more than 30 years of experience spanning entrepreneurship, corporate finance, M&A, capital raising, commercial financing, executive leadership and corporate governance.
His career has included roles as founder, CEO, COO, CFO, President, advisor and director, providing a perspective shaped by both advising businesses and operating them. He has worked with entrepreneurs, executives, boards, lenders and investors on financings, acquisitions, business sales, capital raising and growth initiatives.
CFM works alongside accountants, lawyers, bankers, commercial real estate professionals and other trusted advisors when clients face significant financing, acquisition, succession or transaction decisions.
You don't need to determine the financing product or transaction structure before making an introduction.
Bring us the situation. We'll help determine the appropriate path.
Whether you're financing a business or commercial property, considering an acquisition or sale, raising capital or navigating a complex financial situation, the first step is understanding the objective.
Confidential inquiries welcome.